:root{--font-base: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--bg: #f6f7f9;--bg-soft: #eef0eb;--bg-warning: #f7f1e8;--text: #17202a;--muted: #5f6b7a;--white: #ffffff;--primary: #1f2933;--primary-soft: #e8ebe4;--accent: #0b5ed7;--accent-dark: #084298;--border: #d9dee7;--shadow: 0 14px 35px rgba(0, 0, 0, .08);--shadow-soft: 0 6px 16px rgba(0, 0, 0, .04);--radius: 18px;--radius-lg: 22px;--container: 1050px}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font-base);color:var(--text);background:var(--bg);line-height:1.6}main{min-height:100vh}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}ul{margin-top:10px}h1,h2,h3{letter-spacing:-.04em}h1{font-size:clamp(2.4rem,6vw,4.5rem);line-height:1.05;margin:0 0 1.5rem}h2{font-size:clamp(1.8rem,3vw,2.2rem);line-height:1.15;margin:0 0 1.5rem}h3,p{margin-top:0}.lead{max-width:720px;font-size:1.2rem;color:var(--muted)}.eyebrow{margin-bottom:.75rem;color:var(--accent);text-transform:uppercase;font-weight:800;letter-spacing:.08em;font-size:.85rem}.container{width:min(var(--container),calc(100% - 32px));margin:0 auto}.section{max-width:1050px;margin:1rem auto;padding:1.5rem}.section.light{max-width:none;background:var(--white)}.section.light>h2,.section.light>.steps,.section.light>.accordion-list,.section.light>.section-intro{max-width:1050px;margin-left:auto;margin-right:auto}.section-intro{max-width:760px;color:var(--muted);margin-bottom:2rem}.muted-section{background:var(--bg-soft)}.warning-section{background:var(--bg-warning)}.split-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:2rem;align-items:center}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.125rem}.header{border-bottom:1px solid var(--border);background:var(--white)}.header-inner{display:flex;align-items:center;justify-content:space-between;padding:18px 0}.logo{font-weight:800;letter-spacing:-.03em}.nav{display:flex;gap:20px;font-size:.95rem}.nav a:hover{color:var(--accent)}.text-link{color:var(--accent);text-decoration:underline;text-underline-offset:3px}.text-link:hover{color:var(--accent-dark)}.actions{display:flex;gap:14px;margin-top:32px;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:999px;font-weight:700;background:var(--primary);color:var(--white);border:1px solid var(--primary);transition:background .2s ease,color .2s ease,transform .2s ease}.button:hover{transform:translateY(-2px)}.button.secondary{background:transparent;color:var(--primary);border-color:var(--primary)}.button.secondary:hover{background:var(--primary);color:var(--white)}.card,.legal-card,.hero-card,.process-step,.step-card{background:var(--white);border:1px solid 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summary:after{content:"▲"}.accordion-card ul{padding-left:10%;padding-right:10%;font-size:1.1rem;color:var(--muted)}.accordion-card li{margin-bottom:.45rem}.home-choice{display:flex}.choice-hero{display:grid;grid-template-columns:1fr 1fr;width:100%;height:clamp(420px,85vh,900px)}.choice-card{position:relative;display:block;overflow:hidden;height:100%;min-height:0;color:var(--white);text-decoration:none;cursor:pointer;isolation:isolate}.choice-overlay h1,.choice-overlay p,.choice-overlay .choice-cta{color:inherit}.choice-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .45s ease,filter .45s ease}.choice-card:after{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;background:linear-gradient(to top,#000000bd,#00000038)}.choice-overlay{position:absolute;z-index:2;left:8%;right:8%;bottom:8%;color:var(--white);max-width:560px}.choice-overlay h1{font-size:clamp(2rem,4vw,3.2rem);line-height:1.05;margin:0 0 1rem}.choice-overlay p{max-width:520px;font-size:1.1rem;margin-bottom:1rem}.choice-cta{display:inline-block;margin-top:.75rem;font-weight:800;font-size:1rem;opacity:.95}.choice-card:hover img{transform:scale(1.04);filter:brightness(1.4)}.choice-card:hover .choice-cta{text-decoration:underline;text-underline-offset:4px}.choice-card:focus-visible{outline:4px solid var(--white);outline-offset:-10px}.slideshow img{opacity:0;animation:fadeSlideshow 12s infinite}.slideshow img:nth-child(1){animation-delay:0s}.slideshow img:nth-child(2){animation-delay:4s}.slideshow img:nth-child(3){animation-delay:8s}@keyframes fadeSlideshow{0%{opacity:0}8%{opacity:1}33%{opacity:1}41%{opacity:0}to{opacity:0}}@media(prefers-reduced-motion:reduce){.choice-card img{transition:none}.slideshow img{animation:none;opacity:0}.slideshow img:first-child{opacity:1}.choice-card:hover img{transform:none;filter:none}}.hero{padding:40px 0}.hero-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:48px;align-items:center}.page-hero{max-width:980px;margin:0 auto;padding:6rem 1.5rem 4rem;text-align:center}.page-hero p{max-width:720px;margin:0 auto 2rem;color:var(--muted);font-size:1.15rem}.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.process-step{padding:24px}.process-step span{display:inline-flex;width:36px;height:36px;align-items:center;justify-content:center;border-radius:999px;background:var(--primary);color:var(--white);font-weight:800;margin-bottom:16px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.steps div{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:1.25rem}.process-section{background:var(--bg-soft)}.steps-flow{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:36px}.steps-flow:before{content:"";position:absolute;top:34px;left:10%;right:10%;height:3px;background:#d9ddd4;z-index:0}.step-card{position:relative;z-index:1;padding:24px;box-shadow:var(--shadow-soft)}.step-head{display:flex;flex-direction:column;align-items:flex-start;margin-bottom:18px}.step-number{width:40px;height:40px;border-radius:999px;background:var(--primary);color:var(--white);display:inline-flex;align-items:center;justify-content:center;font-size:1.3rem;font-weight:800}.step-card h3{margin-bottom:12px;font-size:1.25rem}.step-card p{margin-bottom:0;color:var(--muted)}.process-note{margin-top:28px;padding:18px 20px;background:var(--bg-soft);border-left:4px solid var(--primary);border-radius:12px;color:#415161}.final-cta{padding-bottom:96px}.cta-card{text-align:center;padding:48px}.cta-card .lead{margin-left:auto;margin-right:auto}.cta-card .actions{justify-content:center}.legal-content{max-width:900px}.legal-card{margin-top:20px;padding:24px}.legal-card h2{margin-top:0}.legal-card ul{padding-left:22px;line-height:1.7}.legal-card li{margin-bottom:8px}.footer{margin-top:64px;padding:32px 0;border-top:1px solid var(--border);color:var(--muted);font-size:.9rem}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.footer-links{display:flex;gap:18px;flex-wrap:wrap}.footer-links a{color:var(--muted)}.footer-links a:hover{color:var(--text)}@media(max-width:980px){.steps-flow{grid-template-columns:1fr 1fr}.steps-flow:before{display:none}.split-grid,.process-grid{grid-template-columns:1fr}}@media(max-width:800px){.hero-grid,.card-grid{grid-template-columns:1fr}.header-inner{align-items:flex-start;gap:16px;flex-direction:column}.nav{flex-wrap:wrap}.choice-hero{grid-template-columns:1fr;height:auto;min-height:100vh}.choice-card{height:50vh;min-height:360px}.choice-overlay{left:24px;right:24px;bottom:32px}.choice-overlay h1{font-size:clamp(2rem,9vw,3rem)}.choice-overlay p{font-size:1rem;max-width:100%}.choice-overlay .button{width:100%;text-align:center}.steps{grid-template-columns:1fr}.page-hero{padding-top:4rem}}@media(max-width:700px){h1{letter-spacing:-.045em}.steps-flow{grid-template-columns:1fr;gap:16px}.step-card{padding:20px}.step-head{flex-direction:row;align-items:center;gap:12px;margin-bottom:14px}.step-number{margin-bottom:0;width:46px;height:46px}.cta-card{text-align:left;padding:28px}.cta-card 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