:root{--header-height:72px;--font-base:system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--bg:#f6f7f9;--bg-soft:#eef0eb;--bg-warning:#f7f1e8;--text:#17202a;--muted:#5f6b7a;--white:#fff;--primary:#1f2933;--primary-soft:#e8ebe4;--accent:#0b5ed7;--accent-dark:#084298;--border:#d9dee7;--shadow:0 14px 35px #00000014;--shadow-soft:0 6px 16px #0000000a;--radius:18px;--radius-lg:22px;--container:1050px}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-base);color:var(--text);background:var(--bg);margin:0;line-height:1.6}main{min-height:100vh}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}ul{margin-top:10px}h1,h2,h3{letter-spacing:-.04em}h1{margin:0 0 1.5rem;font-size:clamp(2.4rem,6vw,4.5rem);line-height:1.05}h2{margin:0 0 1.5rem;font-size:clamp(1.8rem,3vw,2.2rem);line-height:1.15}h3,p{margin-top:1rem}.lead{max-width:100%;color:var(--muted);font-size:1.2rem}.eyebrow{color:var(--accent);text-transform:uppercase;letter-spacing:.08em;margin-bottom:.75rem;font-size:.85rem;font-weight:800}.container{width:min(var(--container), calc(100% - 32px));margin:0 auto}.section{max-width:1050px;margin:1rem auto;padding:1.5rem}.section.light{background:var(--white);max-width:none}.section.light>h2,.section.light>.steps,.section.light>.accordion-list,.section.light>.section-intro{max-width:1050px;margin-left:auto;margin-right:auto}.section-intro{max-width:760px;color:var(--muted);margin-bottom:2rem}.muted-section{background:var(--bg-soft)}.warning-section{background:var(--bg-warning)}.split-grid{grid-template-columns:1.2fr .8fr;align-items:center;gap:2rem;display:grid}.card-grid{grid-template-columns:repeat(3,1fr);gap:1.125rem;display:grid}.header{z-index:1000;border-bottom:1px solid var(--border);background:var(--white);position:sticky;top:0;box-shadow:0 4px 16px #0000000a}.header-inner{justify-content:space-between;align-items:center;padding:18px 0;display:flex}.logo{letter-spacing:-.03em;font-weight:800}.nav{gap:20px;font-size:.95rem;display:flex}.nav a:hover{color:var(--accent)}.text-link{color:var(--accent);text-underline-offset:3px;text-decoration:underline}.text-link:hover{color:var(--accent-dark)}.actions{flex-wrap:wrap;gap:14px;margin-top:32px;display:flex}.button{background:var(--primary);color:var(--white);border:1px solid var(--primary);border-radius:999px;justify-content:center;align-items:center;padding:14px 20px;font-weight:700;transition:background .2s,color .2s,transform .2s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button.secondary{color:var(--primary);border-color:var(--primary);background:0 0;font-weight:400}.button.secondary:hover{background:var(--primary);color:var(--white)}.card,.legal-card,.hero-card,.process-step,.step-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius)}.card,.hero-card{padding:24px}.badge{background:var(--primary-soft);border-radius:999px;margin-bottom:16px;padding:8px 12px;font-size:.9rem;display:inline-block}.check-list{margin:24px 0 0;padding-left:0;list-style:none}.check-list li{margin-bottom:12px;padding-left:28px;line-height:1.5;position:relative}.check-list li:before{content:"✓";font-weight:800;position:absolute;top:0;left:0}.accordion-list{gap:1rem;display:grid}.accordion-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:.5rem 1rem}.accordion-card summary{cursor:pointer;color:var(--muted);text-align:left;align-items:center;gap:.5rem;width:100%;font-size:1.2rem;font-weight:600;list-style:none;display:flex}.accordion-card summary::-webkit-details-marker{display:none}.accordion-card summary:after{content:"▼";flex-shrink:0;margin-left:auto;font-size:1rem;line-height:1}.accordion-card[open] summary:after{content:"▲"}.accordion-card ul{color:var(--muted);padding-left:4%;padding-right:4%;font-size:1rem}.accordion-card li{margin-bottom:.45rem}.home-hero{min-height:auto}.choice-hero{grid-template-columns:repeat(2,minmax(0,1fr));width:100%;min-height:90svh;display:grid}.choice-card{min-height:90svh;color:var(--white);cursor:default;isolation:isolate;text-decoration:none;display:block;position:relative;overflow:hidden}.choice-card img{object-fit:cover;width:100%;height:100%;transition:transform .45s,filter .45s;position:absolute;inset:0}.choice-card:after{content:"";z-index:1;pointer-events:none;background:linear-gradient(#0000001f,#0000007a);position:absolute;inset:0}.choice-overlay{z-index:2;color:var(--white);max-width:560px;position:absolute;bottom:8%;left:8%;right:8%}.choice-overlay h2,.choice-overlay p{color:inherit;text-shadow:0 2px 12px #00000073}.choice-overlay h2{margin:0 0 1rem;font-size:clamp(2rem,4vw,3.2rem);line-height:1.05}.choice-overlay p{max-width:520px;margin-bottom:1.25rem;font-size:1.05rem}.choice-actions{flex-wrap:wrap;gap:.75rem;margin-top:1rem;display:flex}.choice-overlay .button{color:var(--white);border-color:var(--white);background:0 0;margin-top:0;padding:10px 14px;font-size:1rem}.choice-overlay .button:hover{background:var(--white);color:var(--primary)}.choice-overlay .button.secondary{color:var(--white);border-color:var(--white);background:0 0}.choice-overlay .button.secondary:hover{background:var(--white);color:var(--primary)}.choice-card:hover img{transform:scale(1.04)}.slideshow img{opacity:0;animation:16s infinite fadeSlideshow}.slideshow img:first-of-type{animation-delay:0s}.slideshow img:nth-of-type(2){animation-delay:4s}.slideshow img:nth-of-type(3){animation-delay:8s}.slideshow img:nth-of-type(4){animation-delay:12s}@keyframes fadeSlideshow{0%{opacity:0}6%{opacity:1}25%{opacity:1}31%{opacity:0}to{opacity:0}}@media (prefers-reduced-motion:reduce){.choice-card img{transition:none}.slideshow img{opacity:0;animation:none}.slideshow img:first-child{opacity:1}.choice-card:hover img{filter:none;transform:none}}@media (width<=800px){.choice-hero{grid-template-columns:1fr;min-height:auto}.choice-card{min-height:100svh}.choice-overlay{bottom:32px;left:24px;right:24px}.choice-overlay h2{font-size:clamp(2rem,9vw,3rem)}}@media (width<=480px){.choice-card{min-height:50svh}.choice-overlay{bottom:24px;left:18px;right:18px}.choice-overlay h2{font-size:2rem}.choice-actions{flex-direction:column;align-items:stretch}.choice-overlay .button{text-align:center;width:100%;padding:5px 12px}}.hero{padding:40px 0}.hero-grid{grid-template-columns:1.4fr 1fr;align-items:center;gap:48px;display:grid}.page-hero{text-align:center;max-width:980px;margin:0 auto;padding:6rem 1.5rem 4rem}.page-hero p{max-width:720px;color:var(--muted);margin:0 auto 2rem;font-size:1.15rem}.process-grid{grid-template-columns:repeat(4,1fr);gap:18px;display:grid}.process-step{padding:24px}.process-step span{background:var(--primary);width:36px;height:36px;color:var(--white);border-radius:999px;justify-content:center;align-items:center;margin-bottom:16px;font-weight:800;display:inline-flex}.steps{grid-template-columns:repeat(4,1fr);gap:1rem;display:grid}.steps div{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:1.25rem}.process-section{background:var(--bg-soft)}.steps-flow{grid-template-columns:repeat(4,1fr);gap:20px;margin-top:36px;display:grid;position:relative}.steps-flow:before{content:"";z-index:0;background:#d9ddd4;height:3px;position:absolute;top:34px;left:10%;right:10%}.step-card{z-index:1;box-shadow:var(--shadow-soft);padding:24px;position:relative}.step-head{flex-direction:column;align-items:flex-start;margin-bottom:18px;display:flex}.step-number{background:var(--primary);width:40px;height:40px;color:var(--white);border-radius:999px;justify-content:center;align-items:center;font-size:1.3rem;font-weight:800;display:inline-flex}.step-card h3{margin-bottom:12px;font-size:1.25rem}.step-card p{color:var(--muted);margin-bottom:0}.process-note{background:var(--bg-soft);border-left:4px solid var(--primary);color:#415161;border-radius:12px;margin-top:28px;padding:18px 20px}.final-cta{padding-bottom:96px}.cta-card{text-align:center;padding:48px}.cta-card .lead{margin-left:auto;margin-right:auto}.cta-card .actions{justify-content:center}.legal-content{max-width:900px}.legal-card{margin-top:20px;padding:24px}.legal-card h2{margin-top:0}.legal-card ul{padding-left:22px;line-height:1.7}.legal-card li{margin-bottom:8px}.footer{border-top:1px solid var(--border);color:var(--muted);margin-top:64px;padding:32px 0;font-size:.9rem}.footer-inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;display:flex}.footer-links{flex-wrap:wrap;gap:18px;display:flex}.footer-links a{color:var(--muted)}.footer-links a:hover{color:var(--text)}@media (width<=980px){.steps-flow{grid-template-columns:1fr 1fr}.steps-flow:before{display:none}.split-grid,.process-grid{grid-template-columns:1fr}}@media (width<=800px){.hero-grid,.card-grid{grid-template-columns:1fr}.header-inner{flex-direction:column;align-items:flex-start;gap:16px}.nav{flex-wrap:wrap}.steps{grid-template-columns:1fr}.page-hero{padding-top:4rem}}@media (width<=700px){h1{letter-spacing:-.045em}.steps-flow{grid-template-columns:1fr;gap:16px}.step-card{padding:20px}.step-head{flex-direction:row;align-items:center;gap:12px;margin-bottom:14px}.step-number{width:31px;height:31px;margin-bottom:0;font-size:.9rem}.cta-card{text-align:left;padding:28px}.cta-card .actions{justify-content:flex-start}}.accordion-card summary{font-size:1.1rem}@media (width<=480px){.section{margin-bottom:3rem;padding:2rem .5rem}.accordion-card{padding-left:10%;padding-right:10%}.button{text-align:center;width:100%}}